Tax Options

1. Snail Mail
Tax returns are mailed using the post office. Refunds generally come between 6-8 weeks.

2. Electronic Filing
Electronic filing key work Federal Tax Returns are submitted to the IRS electronically. Refunds will be deposited into their bank account in 7-14 days. They can also get a check if they choose, but mostly everyone will have the money deposited.

3. Refund Transfer (RT)
Federal Tax Returns are submitted to the IRS electronically. Refunds will be deposited into the bank in 7-14 days. There is also an option to have our fees deducted from the refund with this option.

4. Refund Anticipation Loan (RAL)
Federal Income Tax Returns are submitted to the IRS by electronic filing. A check will be cut for the refund amount up to $5,000. The check will be available within 24 hours of the retun being submitted, upon approval of the Santa Barbard Bank & Trust.